Effective June 25, 2026

Terms of Use

These terms apply to use of Oris, a private beta personal finance application currently used for testing bank connectivity, budgeting, transaction analysis, and savings planning features.

Use of the Service

Oris is provided for personal testing and evaluation at https://oris-webapp.kaymkassai.com. You must use the service only with accounts and data you are authorized to access.

Bank Connectivity

When you connect a bank account, you authorize access through Enable Banking and the relevant bank authorization flow. Oris can retrieve account information, balances, and transactions only according to the permissions and duration approved during that flow.

No Financial Advice

Oris provides budgeting, categorization, simulations, and planning tools for informational purposes. It does not provide regulated financial, investment, tax, or legal advice. You remain responsible for financial decisions.

Accuracy and Availability

Oris depends on bank data, third-party availability, user-provided data, and calculations that may be incomplete or delayed. The service is provided on a best-effort basis during beta testing and may change, pause, or stop without notice.

User Responsibilities

• Keep your login credentials and OTP codes confidential.
• Review connected bank accounts and disconnect access when it is no longer needed.
• Check financial calculations before relying on them.
• Do not misuse the service, attempt unauthorized access, or interfere with security controls.

Data Export and Deletion

Oris includes workflows for requesting data export and deletion. Some security, audit, or legal records may need to be retained for a limited period where required or justified.

Limitation of Liability

To the fullest extent permitted by law, Oris is provided without warranties during beta testing. The application owner is not liable for indirect losses, financial decisions, bank service interruptions, or unavailable third-party services.

Contact

For questions about these terms or data protection matters, contact kassai.kaym@gmail.com.